Your dental plan helps cover the cost of routine and restorative dental care so you and your family can maintain good oral health. Preventive visits and early treatment can help avoid more serious dental issues later, making regular care an important part of your overall health.
Your dental benefits are administered by Manulife Financial and follow the current dental fee guide for your province of residence.
| Plan Features | Dental Plan |
|---|---|
| Calendar Year Benefit Maximum | $2,000 per person |
| Orthodontia Lifetime Benefit Maximum | $2,000 per person |
| You pay: | |
| Diagnostic & Preventive Services (e.g., x-rays, cleanings, exams) | Covered in full |
| Basic & Restorative Services (e.g., fillings, extractions) |
Covered in full |
| Supplementary Basic Services (e.g., root canals, gum treatments) | 20% |
| Major Services (e.g., dentures, crowns, bridges,) |
50% |
| Orthodontics | 50% |
See benefit summaries for detailed information.
Most dentists will submit claims directly to Manulife on your behalf. If your dentist does not submit claims electronically, you can submit a claim yourself using the Manulife member portal or a claim form.
Claims are processed according to the terms of the group benefit plan and the applicable provincial dental fee guide.
